Top Crypto and Bitcoin Cards of 2024: Features, Rewards, and Benefits

What Are Crypto Cards?  

Crypto cards bridge digital and traditional currencies. There are two types: debit and credit cards. 

• Crypto Debit Cards: Spend crypto directly, converted to local currency at purchase. 
• Crypto Credit Cards: Earn crypto rewards on purchases, paid in fiat currency. 

Using a crypto card is easy. Load it with crypto, and it converts to fiat currency when you buy something. Many cards offer cashback rewards, like the KuCoin KuCard with up to 2% cashback. 

Crypto cards are gaining popularity for several reasons. Firstly, they offer convenience by allowing users to spend cryptocurrency directly, eliminating the need to convert before making a purchase. Additionally, users can earn cashback rewards in cryptocurrency, such as the KuCard’s 1.5% cashback offer.  

Many crypto cards also boast low fees, including zero foreign exchange fees and no annual fees. Security is another key factor, with advanced features protecting digital assets. Furthermore, most cards support multiple cryptocurrencies, providing users with flexibility in their spending options.  

Lastly, crypto cards are widely accepted globally, thanks to partnerships with Visa or Mastercard, allowing users to use them at millions of locations worldwide. 

Top Crypto and Bitcoin Cards in 2024 

KuCard Crypto Visa Card 

• Features: Accepted globally, instant conversion, Apple Pay & Google Pay integration, robust security. 
• Rewards: Up to 1.5% cashback, 1% cashback for new users. 
• Fees: €9.99 issuance fee, €10 annual maintenance fee (waived if annual transactions exceed €500), 2% foreign transaction fee, €2 euro withdrawal fee. 
• Eligibility: Available in the European Economic Area (EEA). 

Crypto.com Visa Card 

• Features: Accepted in 200+ countries, automatic crypto to fiat conversion, Apple Pay & Google Pay support. 
• Rewards: Up to 5% cashback in CRO tokens. 

• Fees: No monthly or annual fees, 2% ATM withdrawal fee. 
• Requirements: Staking CRO tokens for full benefits. 

BitPay Crypto Debit Card 

• Features: Widely accepted, instant conversion, EMV chip, BitPay app management. 
• Rewards: Periodic cashback offers. 
• Fees: $10 issuance fee, $2.50 ATM withdrawal fee, 3% currency conversion fee. 
• Availability: Currently available only in the U.S. 

Wirex Visa Card 

• Features: Accepted at 61M+ locations, supports 12 fiat currencies & 130+ cryptocurrencies. 
• Rewards: Up to 8% Cryptoback™ rewards. 
• Fees: No annual fees, 1% crypto conversion fee, free ATM withdrawals up to $200/month. 
• Limitations: Availability and customer support concerns. 

Monolith DeFi Debit Card 

• Features: Linked to non-custodial wallet, FCA-regulated, low fees. 
• Rewards: TKN rewards for active users. 
• Fees: 1% top-up fee (waived for TKN), £0.75/€0.85 per ATM withdrawal, 1.75% spending fee. 
• Supported Currencies: GBP and EUR, available in the UK and most European countries. 

Venmo Credit Card 

• Features: Managed through Venmo app, personalized cashback rewards. 
• Rewards: Up to 3% cashback on top spending category. 

• Fees: No annual or foreign transaction fees, variable APR. 
• Availability: Tailored for Venmo users, available in the U.S. 

Retik DeFi Crypto Debit Card 

• Features: Global acceptance, linked to non-custodial wallet, low transaction fees. 
• Rewards: TKN rewards for active users. 
• Fees: 1% top-up fee, £0.75/€0.85 per ATM withdrawal, 1.75% spending fee. 
• Availability: Available globally except the U.S. 

When choosing a crypto card, consider supported cryptocurrencies, fees, rewards, and geographical availability. Evaluate based on your spending habits and crypto holdings to find the best fit. Understand both the benefits and risks to make an informed decision.